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Welcome to On the Ladder, the website dedicated to shared ownership, first time home buyers and low cost home-ownership.

Over the past few years, the property market has been moving very fast and has led to significant increases in property prices. This has made it very difficult for many people to afford to buy a home. This is a problem particularly faced by first time buyers, as although they may be able to raise a mortgage, this will often fall far short of the cost of a property.

It is, however, still possible for first time buyers to get onto the property ladder and there are actually some advantages to being a first time buyer.

The government also runs various schemes to help people get on the property ladder. These are called HomeBuy schemes. These shared ownership schemes are aimed at people who cannot afford to buy a home outright.

On the Ladder.net provides visitors with information about the home buying process, mortgages, insurance and property. On the Ladder also provides information for you, once you have purchased your home. Home décor, gardening and home security are all subjects covered by On the Ladder .net.

If you want to learn more about available shared ownership properties then please visit www.onthepropertyladder.com