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on the ladder - shared ownership magazine


on the ladder

ABOUT

Welcome to On the Ladder, the website dedicated to shared ownership, first time home buyers, key workers and low cost home-ownership.
Over the past few years, the property market has been moving very fast and has led to significant increases in property prices. This has made it very difficult for many people to afford to buy a home. This is a problem particularly faced by first time buyers, as although they may be able to raise a mortgage, this will often fall far short of the cost of a property.
It is, however, still possible for first time buyers to get onto the property ladder and there are actually some advantages to being a first time buyer.
The government also runs various schemes to help people get on the property ladder, particularly those who are key workers. Two of these schemes are; The Key Worker Living programme which aims to help people working in front line roles for key public services to buy or rent a home and Shared Ownership, introduced to help people who cannot afford to buy a home outright.
On the Ladder.net provides visitors with information about the home buying process, mortgages, insurance and property. On the Ladder also provides information for you, once you have purchased your home. Home décor, gardening and home security are all subjects covered by On the Ladder .net.
If you want to learn more about low cost home ownership schemes the please visit www.onthepropertyladder.com

See how Home Information packs affect you, visit www.theHIPsguide.com for the latest HIPs information.

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Disclaimer

The content of on the ladder is intended for general information only and does not amount to financial advice. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured against it. Although we check on the ladder.net for accuracy, we are not liable for any inaccurate information included. We suggest that you make enquiries based on your own circumstances and, if necessary, take professional advice before entering into any transactions.


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